Savings

Type of Savings Interest Rates (p.a.)
General Savings (GS) 1%  (1 January – 30 June 2024)
Bonus Savings (BS) 2.5% + Bonus int, EIR: 3.08%
Term Deposits (TD)
*Terms & conditions apply
$500 – $150,000 @ 3.10% p.a.* (Tenure: 12-month)
TD Renewals @ 3.10% p.a.* (Tenure: 12-month)

Loans

Types of Loans Interest Rates (p.a.) Maximum Repayment Period
Personal Surety Loan 3.0% 60 months
Fast Track Loan 3.5% 12 months
Medium Term Loan (with/without Surety) As per Medium Term Table Below
Wedding Loan 3.5% 36 months
Short Term Loan (Associate/Family Member) 3.5% 3%* 24 months

*Until further notice

Medium Term Loan

Loan Amount Interest Rates (p.a.) Maximum Repayment Period
<= $10,000 3.5% 3%* 42 months
> $10,000 – $20,000 4.0% 3%* 48 months
> $20,000 – $30,000 4.5% 54 months
> $30,000 – $40,000 4.75% 54 months
> $40,000 – $50,000 5.0% 60 months

*Until further notice

Dividend

For Financial Year Dividend
2022 10.0%
2021 8.0%
2020 8.0%
2019 8.0%
2018 7.0%
2017 8.0% + 2.0%
2016 8.0%
2015 8.0%
2014 8.0%
2013 8.0%

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