Savings
| Type of Savings | Interest Rates (p.a.) |
| General Savings (GS) | 0.7% (1 January – 30 June 2026) |
| Bonus Savings (BS) | 2% + Bonus int, EIR: 2.46% |
| Term Deposits (TD) *Terms & conditions apply |
Both fresh funds deposit and renewal $500 – $150,000 @ 1.2% p.a.* (Tenure: 12-month) |
Loans
| Types of Loans | Interest Rates (p.a.) | Maximum Repayment Period |
| Personal Surety Loan | 2.0% | 60 months |
| Fast Track Loan | 3.5% | 12 / 24 months |
| Medium Term Loan (with/without Surety) | As per Medium Term Table Below | |
| Short Term Loan (Associate/Family Member) | 3.0% 2.5%* | 36 months |
*Until further notice
Medium Term Loan
| Loan Amount | Interest Rates (p.a.) | Maximum Repayment Period |
| <= $10,000 | 3.0% 2.5%* | 36 months |
| > $10,000 – $20,000 | 3.0% 2.8%* | 36 months |
| > $20,000 – $30,000 | 4.5% | 60 months |
| > $30,000 – $40,000 | 4.75% | 60 months |
| > $40,000 – $50,000 | 5.0% | 60 months |
*Until further notice
Dividend
| For Financial Year | Dividend |
| 2024 | 8.0% |
| 2023 | 8.0% |
| 2022 | 10.0% |
| 2021 | 8.0% |
| 2020 | 8.0% |
| 2019 | 8% |
| 2018 | 7% |
| 2017 | 8.0% + 2.0% |
| 2016 | 8.0% |
| 2015 | 8.0% |