Term Deposit (TD) is a fixed deposit account for 1 year. Rate is generally higher than bank rate.
Minimum fresh fund deposit is $500 subject to a maximum of $50,000*.
The society may accept internal fund transfer from member’s General Savings or Bonus Savings accounts.
The total term deposits shall not exceed $150,000** (Refer to the table below).

Total Amount Allowed in the TD Accounts:

(*Terms & Conditions)

 Length of Membership Total TDs Amount (Fresh Fund)
 Less than 1 year Maximum $10,000
 1 year  to  < 2 years Maximum $20,000
 2 years  to  < 3 years Maximum $30,000
 3 years  to  < 4 years Maximum $40,000
 4 years  to  < 5 years Maximum $50,000
 5 years and above Internal Fund Transfer Only**

** Internal fund transfer is subject to the total Term Deposits of not exceeding $150,000.

Note: Unless otherwise instructed, deposits together with accrued interest will be automatically renewed for a further period of 1 year with interest rate determined by the Society at the time of renewal.

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