Savings

Type of Savings Interest Rates
General Savings (GS) 0.30% p.a.  (1 January 2020 – 30 June 2020)
Bonus Savings (BS) 2.50% p.a. + Bonus Interest  (EIR: 3.08%)
Term Deposits (TD)

(Fresh Fund Deposit)

*Terms & conditions apply

$500 to $50,000 @ 1.60% p.a*     (Tenure: 12-month)

TD Renewals @ 1.60% p.a*             (Tenure: 12-month)

Loans

Types of Loans Interest Rates (p.a.) Maximum Repayment Period
Personal Surety Loan 3.0% 60 months
Fast Track Loan 3.5% 12 months
Medium Term Loan (with/without Surety) As per Medium Term Table Below
Wedding Loan 3.5% 36 months
Short Term Loan (Associate/Family Member) 3.5% 24 months

Medium Term Loan

Loan Amount Interest Rates (p.a.) Maximum Repayment Period
<= $10,000 3.50% 42 months
> $10,000 – $20,000 4.75% 42 months
> $20,000 – $30,000 4.75% 54 months
> $30,000 – $50,000 5.25% 60 months

Dividend

For Financial Year Dividend
2018 7.0%
2017 8.0% + 2.0%
2016 8.0%
2015 8.0%
2014 8.0%
2013 8.0%
2012 8.0%
2011 8.0%
2010 8.0%
2009 4.0%
2008 3.0%
2007 6.0%
2006 7.5%

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